Disclaimer

Last updated: 27 July 2026

The information, calculators, converters, generators, estimators, and other utilities available on PMNM at https://pmnm.in/ are provided for general informational, educational, and convenience purposes.

By accessing or using PMNM, you acknowledge that you have read, understood, and accepted this Disclaimer.

1. General Information Only

PMNM provides browser-based tools and informational content intended to help users perform common calculations, conversions, comparisons, formatting tasks, estimates, and other everyday digital activities.

The results and information provided by PMNM are general in nature. They should not be treated as professional advice, an official determination, a certified calculation, or a substitute for advice from a suitably qualified professional.

No content or Tool on PMNM creates a professional, advisory, fiduciary, contractual, or client relationship between PMNM and a user.

2. No Professional Advice

PMNM does not provide legal, financial, investment, tax, accounting, medical, health, insurance, employment, engineering, scientific, regulatory, or other professional advice.

Tools relating to money, work, health, business, dates, rates, percentages, or similar subjects are provided only as general estimates or informational aids.

Before making an important decision, entering into a transaction, filing a return, signing an agreement, changing a financial plan, taking action concerning health, or relying on a result with legal or regulatory consequences, consult an appropriately qualified professional.

3. Calculator and Tool Results

PMNM aims to provide useful and reasonably accurate Tools. However, results may be affected by:

  • Values entered by the user;
  • Selected units, options, categories, or assumptions;
  • Rounding and decimal precision;
  • Simplified formulas;
  • Currency, regional, or industry differences;
  • Changes in laws, regulations, rates, thresholds, or standards;
  • Browser and device behaviour;
  • Missing, incomplete, or outdated information;
  • Differences between formal and informal definitions;
  • Measurement uncertainty; or
  • Technical errors.

Displayed results may be rounded for readability even when a calculation internally uses greater precision.

Users should independently verify important calculations through reliable sources or qualified professionals before relying on them.

4. Estimates and Illustrative Outputs

Some PMNM Tools generate estimates, projections, suggested ranges, examples, or illustrative outputs. These results are not guarantees of an actual outcome.

Examples include, but are not limited to:

  • Creator and influencer rate estimates;
  • Business pricing calculations;
  • Salary and work-related estimates;
  • Financial projections;
  • Loan, interest, or investment calculations;
  • Date and time calculations;
  • Unit conversions;
  • Performance estimates; and
  • Generated text or recommendations.

Actual outcomes may vary because of market conditions, negotiations, contractual terms, personal circumstances, regional practices, platform policies, taxes, fees, professional judgement, and other factors not included in a Tool.

5. Financial and Business Tools

Any financial, pricing, investment, loan, interest, tax, salary, profit, business, or creator-rate Tool available on PMNM is provided for general informational purposes only.

PMNM does not recommend any investment, financial product, transaction, pricing decision, lending arrangement, tax position, or business strategy.

Past information, estimated growth, projected returns, suggested rates, and calculated amounts do not guarantee future outcomes.

Users are responsible for considering applicable taxes, fees, inflation, contractual terms, local laws, risk factors, and professional advice before making financial or business decisions.

6. Health-Related Tools

Any health-related or body-measurement Tool that may be made available on PMNM is intended only for general awareness and educational use.

Such Tools must not be used to diagnose, prevent, monitor, or treat a medical condition or to replace professional medical advice, examination, diagnosis, or treatment.

If you have a medical concern or require health guidance, contact a qualified healthcare professional.

Do not delay seeking professional help because of information or a result obtained from PMNM.

7. Legal, Tax and Regulatory Information

PMNM does not provide legal, tax, compliance, or regulatory advice.

Laws, tax rules, official rates, filing requirements, employment standards, and government policies may vary by jurisdiction and may change over time.

Users should check current official sources and consult an appropriately qualified professional before relying on information that may have legal, tax, employment, contractual, or regulatory consequences.

8. User Inputs and Responsibility

Users are responsible for:

  • Entering complete and accurate information;
  • Selecting the correct Tool, unit, category, and settings;
  • Understanding the assumptions and limitations displayed by a Tool;
  • Reviewing outputs before using or sharing them;
  • Verifying important results independently;
  • Maintaining backups of important information or files;
  • Ensuring that use of PMNM complies with applicable laws; and
  • Deciding whether a Tool is suitable for a particular purpose.

PMNM is not responsible for results produced from incorrect, incomplete, misunderstood, or unsuitable user inputs.

9. Accuracy and Completeness

PMNM makes reasonable efforts to improve its Tools and information. However, PMNM does not guarantee that:

  • Every Tool will always be accurate;
  • All information will be complete or current;
  • Every error will be identified or corrected;
  • A Tool will be suitable for every jurisdiction or situation;
  • Results will match another calculator, platform, institution, or professional method; or
  • The website will always operate without interruption.

Where a Tool provides methodology, assumptions, limitations, sources, or a last-reviewed date, users should review that information before relying on its output.

10. Availability and Technical Operation

PMNM may modify, suspend, restrict, replace, or remove any Tool, feature, page, category, or service at any time.

The website may occasionally become unavailable because of:

  • Scheduled maintenance;
  • Hosting or network problems;
  • Software or browser incompatibility;
  • Security updates;
  • Third-party service interruptions;
  • Technical faults; or
  • Circumstances outside PMNM’s reasonable control.

PMNM does not guarantee continuous, uninterrupted, secure, or error-free access to the website.

11. Browser-Based Processing

Some PMNM Tools may process information directly within the user’s browser. Other features may require communication with the PMNM website or a third-party service.

A notice such as “Runs in your browser” describes the intended operation of that particular Tool. It should not be interpreted as a guarantee that no technical metadata, analytics information, security logs, or other necessary website data is processed.

For information about the collection and use of personal data, cookies, analytics, and contact-form submissions, refer to the PMNM Privacy Policy and Cookie Policy.

12. Uploaded Files and Entered Content

Where a PMNM Tool permits users to enter text, upload files, or process content, users are responsible for ensuring that they have the necessary rights and permission to use that material.

Do not submit:

  • Passwords;
  • Payment-card or banking information;
  • Government identification numbers;
  • Private API keys;
  • Confidential business records;
  • Medical records;
  • Unlawfully obtained material;
  • Content that infringes another person’s rights; or
  • Other sensitive information.

Users should retain independent copies of important files and content. PMNM should not be treated as a file-storage, backup, archival, or document-recovery service.

13. Third-Party Services

Some PMNM features may depend on third-party software, libraries, APIs, hosting providers, analytics tools, content-delivery networks, or external platforms.

PMNM does not control the continued availability, security, accuracy, policies, or performance of third-party services.

A third-party service may change, restrict, suspend, or discontinue its functionality without notice. PMNM is not responsible for losses or interruptions caused by an external provider.

14. External Links

PMNM may include links to external websites for additional information, references, sources, or convenience.

A link does not necessarily mean that PMNM:

  • Endorses the external website;
  • Approves all content published on it;
  • Guarantees its accuracy;
  • Controls its privacy or security practices; or
  • Has a commercial relationship with its operator.

External websites operate under their own terms, policies, and practices. Users should review those policies before interacting with an external website or providing personal information.

15. Sources and References

Where PMNM identifies a source, publication, standard, or external reference, the source is provided to support transparency and further reading.

PMNM does not guarantee that an external source will remain available, unchanged, complete, or suitable for a user’s circumstances.

The absence of a source on a Tool page does not mean that the result is certified, official, or professionally endorsed.

16. Generated Content

Some PMNM Tools may generate text, examples, templates, suggestions, identifiers, random values, or other automated output.

Generated outputs may contain errors, omissions, unsuitable language, unintended patterns, or content requiring further review.

Users must review and edit generated content before publishing, submitting, distributing, or using it in professional, commercial, academic, legal, or public contexts.

PMNM does not guarantee that generated content is original, unique, legally compliant, accurate, or suitable for a specific use.

17. No Warranties

To the fullest extent permitted by applicable law, PMNM and its Tools are provided on an “as is” and “as available” basis.

PMNM does not make express or implied warranties regarding:

  • Accuracy;
  • Completeness;
  • Reliability;
  • Availability;
  • Fitness for a particular purpose;
  • Suitability for a specific jurisdiction;
  • Compatibility with every device or browser;
  • Non-infringement;
  • Security; or
  • Error-free operation.

Nothing in this Disclaimer excludes any warranty, right, responsibility, or remedy that cannot lawfully be excluded.

18. Limitation of Liability

To the fullest extent permitted by applicable law, PMNM will not be liable for losses or damages arising from or relating to:

  • Use of, or inability to use, the website;
  • Reliance on a Tool result or informational page;
  • Incorrect or incomplete user input;
  • Decisions made using an estimate or generated output;
  • Data loss or file corruption;
  • Website downtime;
  • Third-party services or external links;
  • Business interruption;
  • Missed opportunities;
  • Financial loss; or
  • Indirect, incidental, special, or consequential loss.

Users remain responsible for independently reviewing and verifying information before making decisions or taking action.

Nothing in this Disclaimer is intended to limit or exclude liability where such limitation or exclusion is prohibited by applicable law.

19. Advertising, Sponsorships and Affiliate Links

PMNM may display advertising, sponsored content, partnerships, or affiliate links in the future.

Where appropriate, commercial relationships will be identified. The presence of an advertisement or affiliate link does not by itself constitute a recommendation, guarantee, or professional endorsement.

Users are responsible for evaluating third-party products, services, claims, prices, and terms before making a purchase or entering into a transaction.

20. Intellectual Property and Brand References

Product names, company names, platform names, logos, trademarks, and other brand references may belong to their respective owners.

Their appearance on PMNM does not necessarily imply affiliation, sponsorship, approval, or endorsement unless expressly stated.

PMNM’s references to third-party brands may be made for identification, compatibility, commentary, comparison, or informational purposes.

21. Changes to This Disclaimer

PMNM may update this Disclaimer to reflect:

  • New Tools or features;
  • Changes to website operations;
  • Legal or regulatory developments;
  • Changes to third-party services; or
  • Improvements to PMNM’s policies.

The revised version will be published on this page with an updated “Last updated” date.

Continued use of PMNM after an update constitutes acknowledgement of the revised Disclaimer.

22. Related Policies

This Disclaimer should be read together with PMNM’s:

  • Terms and Conditions;
  • Privacy Policy;
  • Cookie Policy; and
  • Any Tool-specific methodology, assumptions, limitations, or notices.

If a Tool-specific notice conflicts with a general statement on this page, the more specific notice should be considered for that Tool.

23. Contact PMNM

If you identify an incorrect result, outdated source, technical problem, or unclear limitation, please contact PMNM.

Email: contact@pmnm.in
Contact page: https://pmnm.in/contact/

When reporting a Tool issue, include:

  • The Tool name;
  • The Tool URL;
  • Values or information entered;
  • Result received;
  • Result expected;
  • Device and browser used; and
  • A reliable supporting source, where applicable.

Please do not send passwords, payment details, government identification numbers, medical records, private API keys, or confidential documents.